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I'm very smart indeed.

If you remove my first letter, I become very accurate.

Then, if you replace the removed letter with another one, I become the synonym of anagram 'CAPIN'.

What words are these?

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Are you

BRIGHT?

Because

you're smart if you're BRIGHT, you're accurate if you're RIGHT, and you might panic (anagram of CAPIN) if you have a FRIGHT.

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